It’s no secret that the world economy is in poor shape. Saving money has become an important part of most people’s lives. For some it’s serious business because so many people are hurting and taking hits from all sides. So we won’t waste any time and will dive into some tips about how to keep more of your cold cash.
Binary Matrix pro One way to save money, even if you live in an apartment, is to make sure all your exterior doors and windows are sealed properly so your energy doesn’t escape into the environment. If there is no weatherstripping around your outside doors, buy some and install it. It’s not hard to seal your windows, either, with some sealant known as RTV (room-temperature vulcanization sealant). What you’ll do is put a bead of RTV around the window frame on the inside. Then you can use your index finger or a butter knife to make it concave. This will force the RTV into any cracks that are allowing energy to escape through the window frame. Home builders routinely use RTV, which works wonderfully in construction. There are different formulas, so ask for advice at the store where you buy it if you’re not sure what to get. Food coupons are a terrific way to get major savings at the supermarket. Each week when the supermarket ads come out, you will find many new savings coupons at your favorite grocery store. If you make it a habit to use them, you will save money each and every week on your grocery bill. Coupons aren’t just limited to the supermarket ads. You will find them in many different publications if you just pay attention. Keep an eye out in your mail, or at local stores, for a coupon booklet that is full of coupons that usually have expiration dates well into the future. These booklets don’t just offer coupons for groceries, they give you coupons for many items and services – even oil changes for your car. Keep an eye on your mail and make sure you don’t toss these coupon bonanzas into the trash can by habit. Just because they look like junk mail, doesn’t mean that they won’t give you many opportunities to save money if you use their coupons. As a rule, the expiration dates are well into the future, so you can continue to save using the booklets for a long time.
Another thing you want to do is limit the amount of times you use your ATM machine. You know they charge a small fee, and then your card or bank will charge their little fee. It can cost a lot of money if you continue to do this every 30 days. If you use an ATM two or three times a week, then you’re looking at about $40 per month just associated with that. It is possible to get this amount correct overtime. As you can see, by eliminating ATM use, you can actually save yourself quite a bit of money over time. $35 or $40 a month may not seem like a lot, but that’s up to $480.00 for the entire year at the upper end.
Discipline is the main trait you will need when you decide to save money. If you can commit to saving money, and can exercise control over your spending, your efforts will pay off. When your savings begin to add up, ignore the growing balance. Don’t think about what you would love to buy because that’s not what it’s for.